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This website (“Website”) is a publication of D’Orazio Advisors (“D’Orazio”) which is a registered investment adviser with a primary business location in Falls Church, Virginia. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that D’Orazio has attained a certain level of skill, training, or ability. The Website is limited to the dissemination of general information pertaining to D’Orazio’s advisory services, along with access to additional market commentary, investment-related information, publications, and links. The publication of the Website should not be construed as D’Orazio’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Each user of this Website (“User”) agrees, as a condition precedent to accessing the Website, to release and hold D’Orazio and directors, officers, shareholders, owners, employees, representatives and affiliates harmless from all adverse consequences resulting from any actions or omissions that are independent of receiving personalized individual advice from D’Orazio. If a User accesses any economic calculator or similar interactive device directly or indirectly linked to the Website, the User acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed as the receipt of, or a substitute for, personalized individual advice from D’Orazio, or from any other investment professional.

Past performance does not guarantee future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those discussed, undertaken or recommended by D’Orazio), will be profitable or equal any historical performance level. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance of an individual’s portfolio. Historical performance results for investment indexes and sectors generally do not reflect the deduction of transaction and custodial charges, or the deduction of an investment-management fee, both of which would decrease performance results. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio and there are no assurances that it will match or outperform any particular benchmark. Projections, forecasts and estimates directly or indirectly referenced on the Website are necessarily speculative and subject to material variation. Any index performance data directly or indirectly linked to this Website has been compiled by the respective copyright holders, trademark holders, or publication/distribution right owners of each index for comparison purposes only. D’Orazio makes no warranty, express or implied, for any decision taken by any party in reliance upon such indices. Investors cannot invest directly in an index.

Certain portions of the Website (including but not limited to market commentary) may contain a discussion of, and/or provide access to D’Orazio’s (and those of other investment and non-investment professionals) positions and recommendations as of a specific prior date. Due to various factors, including changing market conditions, those discussions may no longer be reflective of current positions or recommendations. While information presented is believed to be factual and up to date, D’Orazio does not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No User should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from D’Orazio or from any other investment professional. A professional advisor should be consulted before implementing any of the options presented. The tax and estate planning information provided is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Users, clients, and prospective clients should consult an attorney or tax professional regarding their specific legal or tax situation. Photos and images on this Website are not past or present clients of D’Orazio. These photos should not be construed as an endorsement of D’Orazio or its representatives by any client.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. CERTIFIED FINANCIAL PLANNER™: Certified Financial Planner Board of Standards, Inc. (“CFP Board”) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark logo in the United States (these marks are collectively referred to as the “CFP® marks”). The CFP Board authorizes use of the CFP® marks by individuals who successfully complete the CFP Board’s initial and ongoing certification requirements. To earn the right to use the CFP® marks, an individual must currently fulfill specific requirements in the areas of education, examination, experience, and ethics. Individuals who become certified must complete ongoing education, ethics, and certification requirements in order to maintain the right to continue to use the CFP® marks. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.

Additional information about D’Orazio including its ADV Part 2A and Form CRS describing business operations, services, fees, and applicable conflicts of interest is available from D’Orazio upon request or at the following link