Services

A Focus on What Matters Most

We understand that managing personal finances requires time, knowledge, and expertise - all of which can be a challenge while also keeping up with professional obligations, business responsibilities, or civic duties. Our team of experienced advisors provides comprehensive financial planning monitoring all aspects of your wealth management needs. From investment strategies to estate planning, we’ve got you covered.

With D’Orazio & Associates monitoring your financial situation, you’ll have the freedom to focus on managing your professional life and pursuing personal interests without worrying about missing out on crucial financial opportunities. Don’t let the complexities of finance hold you back from reaching your goals. Trust D’Orazio & Associates to provide expert financial services tailored specifically for high net worth individuals and families.

Financial Goal Planning

Creating customized and elaborate projections with objectives, savings requirements and current financial position; assistance with account establishment and evaluating savings avenues; contribution recommendations with monitoring; and assistance maximizing employee benefits

Investment Management

Crafting personalized allocation and asset selection based on agreed-upon risk tolerance, designated investment objectives, taxes, time horizon, current regulatory environments and any other unique circumstances; implementing recommendations; rebalancing recommendations; and employer-sponsored plan asset allocation assistance

Income Tax Planning

Preparing income tax projections; capital gain treatment and tax loss harvesting; abating income tax penalties; tax consequences in regard to rental income treatment, business owner income, and education funding benefits; and exploring tax credit possibilities

Risk Management

Conducting needs analysis for life, disability, long term care, auto, homeowners, and umbrella insurances; assistance utilizing Health Savings Accounts (HSA) and/or Flexible Savings Accounts (FSA); and offering employee benefits package review

Cash Management

Focusing on appropriate debt reduction; budgeting; cash inflow and outflow analysis; retirement cash optimization; and generating net worth statements.

Estate Planning

Optimizing wealth transfers to heirs and/or charities; limiting estate tax liabilities; trust funding assistance; educating on types of estate documents with selection recommendations; estate administration assistance; and providing options for probate avoidance

Education Planning

Offering account funding options and recommendations; expense and savings projections to reach goals; and allocation recommendations

Real Estate Planning

Assistance with timing for sales and purchases; financing and refinancing options; mortgage and Home Equity Line of Credit (HELOC) options; analyzing income tax consequences; and providing relocation tax advice

Small Business Planning

Assistance in understanding the potential legal structures for the business; educating on qualified plan options and other fringe benefits; educating on the assumption of risk; and succession plan assistance

Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon the client’s individual investment, financial, and tax circumstances. The effectiveness and potential success of a financial plan depends on a variety of factors, including but not limited to the manner and timing of implementation, coordination with the client and the client’s other engaged professionals, and market conditions. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

info@dorazioadvisors.com | (703) 269-3100